Living alone in the U.S. can be tough, but some states still offer comfort on a median income. Based on SmartAsset’s 2025 analysis, this list uses detailed data from the MIT Living Wage Calculator, which outlines costs for individuals and families, including housing, food, transport, and taxes, updated as of March 24, 2025.
Using the 50/30/20 budget rule, where 50% covers needs, SmartAsset calculated the salary needed to live comfortably in major cities. The 2023 U.S. Census data back all median income comparisons. Each state listed here reflects those where singles can actually live well—without overspending.
Gilbert town, Arizona
Median Salary: $107,037
Gilbert town boasts the highest median income in the state, reflecting its residents’ strong earning potential. However, the cost of living is notably higher, with housing expenses 28% above the national average.
The town remains manageable for singles earning close to the median. Its growing job market and high livability scores make it ideal for single adults seeking comfort without big-city chaos. Gilbert’s small-town charm, modern amenities, and vibrant downtown continue to attract residents seeking a high-quality lifestyle.
Plano, Texas
Median Salary: $107,994
Plano offers a high quality of life with a strong job market and excellent public infrastructure. The city is home to several major corporate headquarters, making it ideal for single professionals seeking stability.
With a rise in housing costs, a typical home is priced at $492,900, and the median rent for a two-bedroom apartment is $1,930 per month. Plano also ranks high in safety and public health access, giving singles more peace of mind while maintaining a comfortable, independent lifestyle.
Frisco, Texas
Median Salary: $107,994
Frisco is known for its rapid growth and affluent community, with a cost of living about 18% above the national average. The city offers a strong job market in tech, finance, and healthcare, making it ideal for career-focused singles.
Frisco also ranks high for safety and public services, adding to its appeal. With an active nightlife and walkable downtown, it balances suburban peace with urban perks, perfect for individuals seeking both comfort and connection.
McKinney, Texas
Median Salary: $107,994
McKinney stands out for its affordability, with a cost of living 3% below the national average. The city offers a balanced lifestyle, featuring a charming historic downtown, ample green spaces, and a strong sense of community.
Its proximity to Dallas provides easy access to urban amenities while maintaining a suburban feel. These factors make McKinney an attractive option for singles seeking comfortable living without the high costs associated with larger metropolitan areas.
Washington, District of Columbia
Median Salary: $108,077
Washington, D.C., offers a vibrant urban lifestyle rich in history and culture. However, the cost of living is notably high, with median rents significantly exceeding the national average. The city’s extensive public transportation system provides convenient access to various neighborhoods, potentially reducing the need for personal vehicles.
Despite the expenses, D.C.’s diverse job market and cultural attractions make it appealing for singles aiming to balance career opportunities with an active social life.
Santa Clarita, California
Median Salary: $115,690
Santa Clarita remains one of California’s more affordable commuter cities, especially compared to nearby Los Angeles. However, the city’s cost of living is approximately 51% higher than the national average, with housing costs being a significant contributor.
Despite these expenses, Santa Clarita’s strong economy provides ample employment opportunities. The city also boasts a low poverty rate of 7.74%, reflecting its residents’ relative financial stability.
San Francisco, California
Median Salary: $121,930
San Francisco is renowned for its vibrant culture and robust economy, particularly in the technology and finance sectors. While affordability is a challenge, high median earnings help singles balance costs, depending on their lifestyle choices.
The city also offers efficient public transit, reducing the need for a car. San Francisco delivers unmatched access to career growth, culture, and urban convenience for single professionals with stable incomes.
Fremont, California
Median Salary: $124,592
Fremont, nestled in Silicon Valley, offers a high quality of life with a diverse community and abundant green spaces. The city is home to over a thousand acres of parks, providing residents with ample opportunities for outdoor activities.
Fremont also boasts a thriving job market, hosting over 900 hardware technology companies, including Tesla’s manufacturing facility. This dynamic environment makes it an attractive option for singles seeking career growth and a balanced lifestyle.
Arlington, Virginia
Median Salary: $127,046
Arlington, located just across the Potomac River from Washington, D.C., offers a vibrant urban lifestyle with suburban comforts. As per Forbes Advisor’s new rankings, nearly 78% of residents hold a bachelor’s degree or higher, creating a skilled and upwardly mobile population.
The city also benefits from a low poverty rate and access to stable federal and tech employment. For single adults seeking both economic stability and opportunity, Arlington offers a compelling mix of security and growth.
