While there’s no official standard for defining the middle class, specific lifestyle benchmarks can help us recognize this comfortable yet not extravagant position. Some telltale signs say you are middle class but not rich.
Savings Are a Priority
Middle-class people understand the value of delayed gratification. They choose to set aside money for emergencies, retirement, and other long-term goals over splurging on luxuries.
This prudent approach to finances allows them to navigate life’s uncertainties and ensure a comfortable future for themselves.
Functional Homes
Middle-class individuals prioritize functionality and comfort over luxury. Their homes are designed to fit the needs of their families, with all the essential amenities and practical layouts. Middle-class neighborhoods are safe, well-maintained, and community-oriented.
Though they are not overly extravagant, middle-class homes provide comfort and convenience.
Reliable cars
Individuals from the middle class prioritize practicality and reliability over status. They choose cars known for their fuel efficiency and low maintenance costs.
They consider long-term affordability, like insurance premiums and repair costs, before purchasing. Instead of choosing luxury cars like Ferraris and Porches, they prefer brands like Toyota, Hona, Ford, or Volkswagen.
Budget-Friendly Vacations
Middle-class vacations are about creating memories, not maxing out credit cards. Exploring local gems, adventure-related road trips, or even staycations become the perfect escapes for relaxation and quality time.
It’s about making the most of what you have, not necessarily racking up the miles on a luxury cruise or splurging on opulent resorts.
Paying For Subscriptions
The middle class understands the art of balancing expenses. While prioritizing necessities like housing and healthcare, they also allocate funds for certain subscriptions like Netflix, X, and PlayStation Plus. These subscriptions fit the middle-class ethos – they provide entertainment, connectivity, and convenience without breaking the bank.
Hunting For a Good Deal
Middle-class people love finding great deals. While the rich might buy designer products without blinking, middle-class folk enjoy being savvy shoppers. They clip coupons, hunt for discounts, compare prices, and make every dollar count.
It’s all about stretching your budget and feeling smart with your money.
Prioritizing Safe Career Paths
Unlike the wealthy, who can chase creative dreams, middle-class folks often prioritize stable careers.
They recognize that pursuing creative or entrepreneurial ventures can be risky. Instead, they opt for career paths with established demand and steady employment opportunities. College degrees and established fields like STEM (Science, Technology, Engineering, and Math) become attractive options.
Choosing Quality Education
Most middle-class families consider a good education a golden ticket to a secure future. They work hard and save to fund their children’s education. Unlike affluent families who can afford expensive educational institutions, middle-class parents often rely on financial aid and scholarships to cover costs.
They choose reputable public schools or community colleges that offer quality education.
Practical Credit Card Choice
Middle-class people choose credit cards that align with their financial sensibilities. They opt for cards that offer cash back or reward points. They focus on everyday expenses, such as groceries, gas, and utility bills, to accumulate rewards. On the other hand, the wealthy choose credit cards with perks like airport lounge access, concierge services, and elite status at hotels.
