13 Stores With Perks That Retirees Should Cash In

After decades of hard work, retirees deserve more than just rest—they deserve rewards. Across the country, a growing number of retailers are showing their appreciation by offering exclusive perks and discounts tailored to seniors. Whether it’s slashing grocery bills, upgrading a wardrobe, or cutting costs on medication and entertainment, these savings help seniors enjoy more for less.

Walgreens

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Walgreens celebrates Senior’s Day on the first Tuesday of each month, offering customers who are 55 and older a 20% discount on regular-priced items. Seniors can join myWalgreens for free, show ID in-store, or use code SENIOR20 online.

Members also benefit from free or discounted flu shots, COVID-19 boosters, and screenings, making Walgreens a smart choice for savings and wellness.

Kohl’s

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Kohl’s offers its 60+ shoppers 15% off in-store purchases every Wednesday—just bring a valid ID. This discount applies to clothing, shoes, and home goods, and can be combined with Kohl’s Cash and dollar-off coupons for bigger savings.

While it can’t be stacked with other percentage-off offers, savvy seniors who track weekly promos can save significantly. With seasonal items and essentials constantly rotating, it’s an easy way to upgrade your wardrobe or home without overspending.

CVS

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CVS makes saving simple for shoppers 60 and older through its free ExtraCare program, offering birthday perks, 2% back in ExtraBucks, and $4 off your first purchase. Seniors also enjoy free vaccines with Medicare, 20% off CVS Health brand items via CarePass, and affordable care at in-store MinuteClinics. It’s a practical pick for everyday health and rewards.

Amazon

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While Amazon doesn’t offer traditional senior discounts, retirees receiving government assistance may qualify for reduced Prime rates — just $6.99 monthly. This includes free delivery, streaming, and access to exclusive deals. With Subscribe & Save options, seniors can stretch budgets even further on everyday essentials.

Lowe’s

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Lowe’s supports seniors with seasonal promotions, in-store workshops, and occasional local discount days, perfect for retirees tackling home upgrades. While the 10% discount is officially reserved for veterans, older adults can benefit from accessible financing options for aging-in-place projects and free DIY repair tutorials. For hands-on retirees, Lowe’s offers both inspiration and savings under one roof.

Costco

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Costco may not offer a senior discount, but retirees still benefit through AARP partnerships that unlock savings on vision care, hearing aids, and insurance. The wholesale membership provides deep discounts on groceries and everyday essentials, reducing the need for multiple shopping trips and associated costs.

Add in free hearing tests, affordable eyeglasses, and low-cost prescriptions, and Costco becomes a savvy choice for budget-conscious seniors.

Goodwill

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Goodwill offers seniors 55 and older discounts ranging from 10% to 30%, depending on the store and day of the week. Many locations host special senior days, while some offer daily deals.

With a rising number of Americans shopping resale to save money and reduce waste, Goodwill is a top pick for budget-conscious retirees who enjoy DIY projects, crafts, or refreshing their wardrobes without overspending.

Safeway

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Safeway offers senior discounts of 5–15% at many locations, typically on the first Wednesday of each month in the U.S. Shoppers aged 55 and above (though age limits may vary by store) can save on regular-priced items in-store—exclusions include liquor, gift cards, and promotional items.

Additional savings are available through Safeway’s loyalty program and digital coupons, so checking with your local store is a smart move.

Kroger

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Kroger’s Senior Discount Day offers 5–10% off to customers 55 and older, typically available a few times a year at select stores. With a free Rewards or Shopper’s Card, retirees can enjoy exclusive savings and even dedicated shopping hours designed for convenience.

Though the offer is limited, it’s a helpful way for seniors to cut costs, especially in locations like Texas, Michigan, and the Midwest. Keep an eye on Kroger’s weekly ads so you don’t miss out.

Ross Dress for Less  

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Ross keeps it consistent and straightforward for older shoppers with its 55+ Tuesday Discount, offering 10% off all in-store purchases every Tuesday. From clothing to home goods, this discount stacks on already reduced prices, offering real value week after week. Since it’s available year-round across most locations, retirees can count on reliable savings, but it’s always smart to double-check with your local store.

AMC

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AMC Cinemas makes catching the latest films more affordable for seniors aged 60 and above, offering discounts of $1–$4 on tickets, depending on the movie and showtime. Matinee screenings are especially popular—less crowded and more affordable—so retirees can relax and enjoy blockbuster entertainment without the evening rush.

Walmart

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While Walmart doesn’t offer traditional senior discounts, retirees receiving SNAP, Medicaid, or WIC can join Walmart+ Assist for half the regular membership price. After a free 30-day trial, members pay just $6.47 per month or $49 per year to unlock perks like free delivery, discounted fuel, free tire repairs, and a Paramount+ subscription. 

The $4 prescription program also offers access to 300+ generic medications, making Walmart a helpful hub for affordable everyday essentials and care.

Target Optical

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Target Optical offers AARP members extra savings, including 10% off contact lenses, $10 off eyewear, and 50% off additional prescription or sunglass purchases. Seniors can also join Target Circle and save 5% on daily purchases using a credit, debit, or reloadable card, making it a solid pick for routine shopping and vision care.

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